Renters Insurance

Many people neglect to purchase renters insurance, yet it is so important.

Although it is not required in the state of California, some landlords will require you to have a renters insurance policy in place to be able to reside in their building or rental house. Even if you are not required to have it, it is still a great idea to have a policy anyway. The insurance professionals at SLO Insurance Services LLC in California can help you with that but first, what does renters insurance cover?

Personal Property Coverage

Your landlord is responsible for ensuring that the building or house you live in is covered under a property insurance policy, but that policy will not cover your personal property. Renters insurance will cover all of your personal belongings, including your clothing, appliances that you have purchased, furniture, and other household items. Personal property coverage comes in handy if there is a fire, a natural disaster, or an act of vandalism occurs.

Theft

Renters insurance will cover anything stolen if your apartment or house that you're renting is broken into and robbed. Your policy will help replace stolen items or pay for repairs if any items are damaged in that type of incident.

Liability

My ability insurance is imperative to have in place because it will protect you if someone is injured in your home. For example, if a guest in your home or apartment becomes injured by something that belongs to you, your liability insurance will help pay their medical bills and time off of work. They will also be less likely to file a lawsuit against you.

Get a Quote Today

Having a renters insurance policy in place will not only protect your belongings but will provide you with security if a horrible incident does occur, the possessions you have worked so hard for will be covered. To obtain a quote for a renters insurance policy or get your policy started, contact the SLO Insurance Services LLC agents in California today!